Whether you're buying or selling a home, you'll frequently hear the terms sales price and appraised value. These concepts are key to navigating the transaction process, and understanding them can make all the difference. Let’s break them down into s
Nov 19, 2024 | Purchasing a Home
A VA loan is a mortgage option available to veterans, active service members, and some military spouses, backed by the U.S. Department of Veterans Affairs (VA). It offers several key benefits, such as no down payment, no private mortgage insurance (PMI),
Nov 13, 2024 | Mortgage FAQ Jhenesis Mortgage VA Loans Mortgage Broker
Congratulations on becoming a homeowner! After the excitement of closing on your new home, it’s time to prepare for the financial responsibilities that come with it. The first mortgage payment is a key step in this journey, and understanding it thor
Nov 12, 2024 | Purchasing a Home Mortgage FAQ Jhenesis Mortgage
In a stunning development, Donald Trump has secured a second term as U.S. President, with financial markets responding decisively. Stock indices, the U.S. dollar, and Bitcoin have all seen upward momentum in the aftermath. Investors are keenly watching wh
Nov 06, 2024 | Real Estate Investing Real Estate Lending Trends Mortgage FAQ Jhenesis Mortgage
Are you currently paying a higher interest rate on your FHA loan? The FHA Streamline Refinance might be the right tool to help you save on monthly payments and potentially simplify your mortgage. Let's dive into the details of this option to help you deci
Nov 05, 2024 | Refinancing a Home Mortgage FAQ Jhenesis Mortgage
In the third quarter of 2024, Oaktree Capital’s Performing Credit Quarterly highlights a significant transformation in the real estate lending market. With economic challenges affecting the banking sector, traditional lenders are pulling back, creat
Nov 01, 2024 | Real Estate Investing Real Estate Lending Trends