Jhenesis Mortgage | Home Loans & Refinance Experts

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Whether you are buying a new home or refinancing your current one, Jhenesis Mortgage is here to help you achieve your financial goals.

Buy a Home Refinance

Client Success Stories

Happy clients closed their home loan with Jhenesis Mortgage
Sarah & John
Winter Park
Happy clients in Lake Nona with Jhenesis Mortgage
Michael & Emily
Lake Nona
Happy clients in Orlando closed with Jhenesis Mortgage
David & Lisa
Orlando
Happy client in Casselberry with Jhenesis Mortgage loan
Amanda
Casselberry
Happy clients with Non-QM loan in Oviedo from Jhenesis Mortgage
Robert & Sophia
Oviedo
Happy family closed their home in Lake Mary with Jhenesis Mortgage
The Thompson Family
Lake Mary

Free Mortgage Calculators – Plan Your Home Purchase or Refinance

Home Affordability Calculator

Estimate based on 36% back-end DTI (principal & interest only). Actual amount lower after taxes, insurance, HOA. Contact for personalized quote.

Refinance Savings Calculator

Principal & interest only. Does not include taxes/insurance changes.

About Jhenesis Mortgage

With extensive experience in mortgage lending, Jhenesis Mortgage delivers personalized, expert service to clients throughout Florida. We prioritize your goals — whether purchasing your first home, upgrading, or refinancing to save. Our mission: make the process smooth, transparent, and stress-free.

Get Pre-Approved Today

Contact Jhenesis Mortgage

Call: 407-630-9766 | Email: info@jhenesismortgage.com

Orlando Home Refinance Experts – Cash-Out, Lower Rate, HELOC | Jhenesis Mortgage
Cash Out Refinance HELOC Refinance

Orlando Home Refinance Experts – Cash-Out, Lower Rate, HELOC | Jhenesis Mortgage

Overcoming Affordability Challenges: Tips for Home Buyers in a High-Rate Market
Home Buying Housing Market Insights Real Estate Refinance

Overcoming Affordability Challenges: Tips for Home Buyers in a High-Rate Market

Rate & Term Refinance Florida – Lower Rate, Same Term
Refinance

Rate & Term Refinance Florida – Lower Rate, Same Term

Overcoming Appraisal Hurdles in Refinancing: A Guide for Orlando Homeowners
Home Equity Real Estate Refinance

Overcoming Appraisal Hurdles in Refinancing: A Guide for Orlando Homeowners

Best HELOC Florida 2026 – Flexible Home Equity Line of Credit | Jhenesis Mortgage
HELOC Refinance

Best HELOC Florida 2026 – Flexible Home Equity Line of Credit | Jhenesis Mortgage

Breaking the Cycle: When Frequent Refinancing Becomes a Costly Mistake
Finance Refinance

Breaking the Cycle: When Frequent Refinancing Becomes a Costly Mistake

Fannie Mae Family Opportunity Mortgage 2026 | Buy a Home for Elderly Parents or Disabled Adult Child
Family Opportunity Mortgage Seniors

Fannie Mae Family Opportunity Mortgage 2026 | Buy a Home for Elderly Parents or Disabled Adult Child

Trump Housing Plan: Using 401(k) for Home Down Payments | Jhenesis Mortgage
401K Downpayment Home Buying Homeownership

Trump Housing Plan: Using 401(k) for Home Down Payments | Jhenesis Mortgage

Reduce Monthly Mortgage Payment Florida – Fast Refinance | Jhenesis Mortgage
Refinance

Reduce Monthly Mortgage Payment Florida – Fast Refinance | Jhenesis Mortgage

Lower Your Mortgage Rate in Florida – 2026 Refinance Special | Jhenesis Mortgage
Refinance

Lower Your Mortgage Rate in Florida – 2026 Refinance Special | Jhenesis Mortgage

Cash Out Refinance Florida 2026 – Pull Equity Today | Jhenesis Mortgage
Cash Out Refinance

Cash Out Refinance Florida 2026 – Pull Equity Today | Jhenesis Mortgage

Credit Score Dips and Refinancing: Protecting Your Score While Lowering Your Rate
Credit Finance Personal Finance Refinance

Credit Score Dips and Refinancing: Protecting Your Score While Lowering Your Rate

Florida Home Refinance 2026 – Lower Rate, Cash-Out & HELOC | Jhenesis Mortgage
Refinance

Florida Home Refinance 2026 – Lower Rate, Cash-Out & HELOC | Jhenesis Mortgage

How Fannie Mae & Freddie Mac’s $200 Billion Bond Buy Is Lowering Mortgage Rates in 2026 | Jhenesis Mortgage
Home Buying Housing Market Insights Mortgage Refinance

How Fannie Mae & Freddie Mac’s $200 Billion Bond Buy Is Lowering Mortgage Rates in 2026 | Jhenesis Mortgage

Navigating High Closing Costs: How to Refinance Your Mortgage Without Breaking the Bank
Home Equity Home Line of Credit Refinance

Navigating High Closing Costs: How to Refinance Your Mortgage Without Breaking the Bank

Unlocking Equity: Refinance Loan Programs for Self-Employed Homeowners in Winter Park, FL
HELOC Home Equity Real Estate Refinance Self Employed Loans

Unlocking Equity: Refinance Loan Programs for Self-Employed Homeowners in Winter Park, FL

Unlocking Opportunities: Foreign National Mortgages for US Property Investment
DSCR Loans Foreign National Loans investment property Investor Loans ITIN Loans Real Estate

Unlocking Opportunities: Foreign National Mortgages for US Property Investment

Buying a Property with Existing Tenants: Lender’s Perspective
DSCR Loans investment property Investor Loans rental property financing Rental Property Loan

Buying a Property with Existing Tenants: Lender’s Perspective

Using a HELOC to Pay Off Credit Card Debt: Is It Right for You?
HELOC Home Equity Home Line of Credit Refinance

Using a HELOC to Pay Off Credit Card Debt: Is It Right for You?

Client Reviews

Jhenesis Mortgage made buying my first home so easy and fun!

Jessica Christy

I saved so much with their refinancing options!

Mark Jackson

Their team truly cares about their clientsʼ success!

Linda HU

Get in Touch with Us Today!

We’re here to help you every step of the way! Whether you have questions about our loan options or need guidance on your journey to homeownership, our friendly team is ready to assist. Don’t hesitate to reach out—let’s turn your dreams into reality together!