Homebuyer Readiness Check
You don’t need a good excuse for where your credit stands. You need a plan.
Answer a few private questions about your credit, income, and debt. Get an honest, judgment-free readout of where you stand right now — and exactly what to work on before your lease is up.
Nothing is submitted unless you choose to
No credit pull, no hard inquiry
Takes about 2 minutes
Step 1 of 6
When are you hoping to buy?
This just shapes how urgent (or unhurried) your plan needs to be.
Where’s your credit today?
Your best estimate is fine — pull a free score from your bank or card app if you’re not sure.
How does your income show up?
This matters more than most people think — it changes which loan programs fit you.
Income & monthly debt
Ballpark numbers are fine. This is just for you right now.
Savings & the home you’re picturing
Optional, but it makes your plan sharper.