Big Changes Coming in 2025 to Mortgage Credit Scoring Models: From FICO Classic to FICO 10T and VantageScore 4.0 As we approach 2025, significant updates in credit scoring models will impact mortgage applicants and lenders alike. For nearly 24 years, the
Nov 01, 2024 | Real Estate Lending Trends CreditScore FICO10T VantageScore4 Jhenesis Properties CreditScoreChanges Mortgage FAQ
The recent partnership between Bill Gates and Downing Street is setting the stage for a green shift in real estate, showcasing how sustainability-driven investments can drive both value and environmental impact. By collaborating with the UK government on
Oct 31, 2024 | Green Real Estate Sustainable Properties Real Estate Investing
The "right of rescission" is a legal safeguard designed to protect consumers from making irrevocable financial decisions without ample time for consideration. In the context of real estate, the right to rescind offers homeowners or homebuyers a period to
Oct 30, 2024 | Refinancing a Home
Investing in a vacation property is an exciting step, and condos often stand out as a compelling option. With a combination of convenience, community, and strategic locations, condos can meet a variety of vacation needs. But is it the right choice for you
Oct 29, 2024 | Purchasing a Home
In recent years, there has been a remarkable shift in the demographic makeup of homeowners, with single women emerging as key players in the real estate market. An in-depth analysis of anonymous U.S. household data in 2023 revealed that homeownership rate
Oct 22, 2024 | Purchasing a Home
Homeownership is exciting, but the journey can feel overwhelming—especially for first-time buyers. With rising home prices and tighter credit standards, buying your first property may seem out of reach. However, many states offer programs designed t
Oct 15, 2024 | Purchasing a Home