Stacy Ann Stephens

NMLS # 1933745

203-910-5549

stacyann@jhenesismortgage.com

Stacy Ann Stephens Broker

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What Is a Pipeline Mortgage? Everything You Need to Know About Managing Your Loan Pipeline

What Is a Pipeline Mortgage? Everything You Need to Know About Managing Your Loan Pipeline

If you’re diving into the world of mortgages, you may have come across the term “pipeline mortgage.” This concept is crucial for both borrowers and lenders, as it relates to the flow of mortgage applications from the initial inquiry to t

Aug 28, 2024 | Purchasing a Home The Loan Process

What Is a LOX Mortgage? Understanding the Benefits and Considerations

What Is a LOX Mortgage? Understanding the Benefits and Considerations

In the realm of mortgage financing, different loan types cater to various needs and circumstances. One such option is a LOX mortgage. LOX, short for "Letter of Explanation," plays a crucial role in certain mortgage applications. Understanding what a LOX m

Aug 28, 2024 | Purchasing a Home The Loan Process

What Is an Obama Mortgage? Exploring the Benefits and How It Can Help You

What Is an Obama Mortgage? Exploring the Benefits and How It Can Help You

The term "Obama mortgage" often sparks curiosity among homebuyers and homeowners alike. Named after the 44th President of the United States, Barack Obama, this term typically refers to initiatives aimed at making homeownership more accessible and affordab

Aug 28, 2024 | Purchasing a Home The Loan Process

How High Balance Loans Can Help You Afford a Home in Expensive Markets

How High Balance Loans Can Help You Afford a Home in Expensive Markets

Entering the real estate market in an area with high home prices can be a daunting task. However, there’s a financial tool that can help bridge the gap between your budget and the home of your dreams: High Balance Loans. These specialized loans are

Aug 27, 2024 | Purchasing a Home

At Jhenesis Mortgage, Home Is Where Your Heart Is

At Jhenesis Mortgage, Home Is Where Your Heart Is

Imagine a place where every wall tells a story, where the echoes of laughter and the warmth of family moments fill each room. At Jhenesis Mortgage, we believe that homeownership is not just about having a roof over your head—it's about creating a sa

Aug 24, 2024 | Purchasing a Home Homeownership

Housing Assistance Programs for Veterans

Housing Assistance Programs for Veterans

For many veterans, the dream of owning a home is within reach thanks to specialized housing assistance programs. These programs are designed to help those who have served our country transition into homeownership with ease and financial support. Understan

Aug 20, 2024 | VA Loans