Stacy Ann Stephens

NMLS # 1933745

203-910-5549

stacyann@jhenesismortgage.com

Stacy Ann Stephens Broker

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A Guide to Freddie Mac CHOICERenovation Loans

A Guide to Freddie Mac CHOICERenovation Loans

The Freddie Mac CHOICERenovation loan may not be widely known but could be the perfect solution for your home renovation needs. This option is designed to help you achieve your renovation goals without causing financial strain, offering a seamless way to

Aug 13, 2024 | Refinancing a Home

Stop Stressing Over Credit Card Debt: Tap Into Your Home’s Equity

Stop Stressing Over Credit Card Debt: Tap Into Your Home’s Equity

Are you feeling overwhelmed by high-interest credit card debt? With credit card balances at an all-time high and interest rates climbing, financial stress can feel like a storm cloud hanging over you. Why let all that equity in your home sit idle? In toda

Aug 09, 2024 | Home Equity Loan Home Refinance

How Veterans Can Benefit from the VA Loan Streamline Refinance (IRRRL)

How Veterans Can Benefit from the VA Loan Streamline Refinance (IRRRL)

For veterans, the VA Loan Streamline Refinance, also known as the IRRRL (Interest Rate Reduction Refinance Loan), provides a straightforward path to lower interest rates and enhanced financial efficiency. IRRRL: A Strategic Financial Move Imagine this sce

Aug 06, 2024 | VA Loans

Unlocking Real Estate Potential with HELOCs

Unlocking Real Estate Potential with HELOCs

In the world of real estate investment, a Home Equity Line of Credit (HELOC) can be a game-changer. This financial strategy has been instrumental in numerous successful real estate transactions. Here’s a guide to understanding how a HELOC can be use

Jul 30, 2024 | Refinancing a Home

Shared Equity vs. Traditional Loans: What’s Better for Homebuyers?

Shared Equity vs. Traditional Loans: What’s Better for Homebuyers?

When it comes to buying a home, traditional financing options like Conventional, FHA, or VA loans are often the go-to choices for many aspiring homeowners. However, there's an alternative approach known as a Shared Equity Agreement (SEA) that some might c

Jul 25, 2024 | Purchasing a Home

Everything You Need to Know About Fannie Mae's RefiNow™ Program

Everything You Need to Know About Fannie Mae's RefiNow™ Program

Are you considering refinancing your mortgage? If so, you'll definitely want to learn more about Fannie Mae's RefiNow™ Program. This innovative program is designed to help homeowners like you save money and simplify the refinancing process. With Ref

Jul 18, 2024 | Home Refinance