Apply for a Mortgage | Fast Online Application & Pre-Approval

Apply for a Mortgage Today – Fast, Easy & Secure

Get pre-approved in minutes with our streamlined online mortgage application. Whether you’re a first-time home buyer or refinancing, we’re here to guide you every step of the way.

Start Your Application Now Check What You Can Afford

Home Affordability Calculator – Your Free Lead Magnet

Discover how much home you can afford before you apply. Enter your details below for an instant estimate based on current rates and guidelines.

Ready to turn this estimate into reality? Start Your Mortgage Application

How to Apply for a Mortgage: Step-by-Step Guide

1

Check Your Credit & Get Pre-Approved

Review your credit report and get pre-approved to understand your buying power.

2

Gather Your Documents

Prepare pay stubs, tax returns, bank statements, and ID.

3

Complete the Online Application

Fill out our secure 1003 application – it takes just minutes.

4

Loan Processing & Underwriting

We review your info, appraise the property, and finalize terms.

5

Close on Your New Home

Sign the final documents and get your keys!

What Our Clients Say

Happy home buyers testimonial - We bought our first home with Jhenesis Mortgage

“We bought our first home with Jhenesis Mortgage – the process was smooth, fast, and stress-free. Highly recommend!”

Frequently Asked Questions About Applying for a Mortgage

How long does it take to get pre-approved for a mortgage?
Most pre-approvals are completed within 1-3 business days after submitting your application and documents.
What credit score do I need to apply for a mortgage?
Conventional loans typically require a 620+ score, while FHA loans can go as low as 580 with a higher down payment.
What documents are needed for a mortgage application?
Common documents include pay stubs, W-2s, tax returns, bank statements, ID, and proof of assets.
Can I apply for a mortgage online?
Yes! Our secure online application lets you apply from anywhere, anytime.
How much house can I afford?
Use our affordability calculator above for an instant estimate based on your income and debts.

Contact Us for Personalized Help

© 2025 Jhenesis Mortgage. All rights reserved. | Licensed Mortgage Broker

Start Your Mortgage Application Today

Secure competitive rates with our fast, secure online application process. Whether purchasing or refinancing, Jhenesis Mortgage makes it simple.

Start Your Secure Application Now
Happy homeowner in front of new home in Lake Nona, FL with SOLD sign

“Stacy Ann and the Jhenesis Mortgage team went above and beyond to get me in my new home.”

★★★★★
– Happy Homeowner in Lake Nona, FL
Smiling family moving into new house

“The application was quick and easy – we closed faster than expected!”

★★★★★
– The Smith Family
Professional mortgage advisor helping client

“Expert advice and personalized support every step of the way.”

★★★★★
– Satisfied Client
Start Your Secure Application Now

Call: 407-630-9766 | Email: info@jhenesismortgage.com

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