Refinance and Get Cash: Unlock Your Home Equity Today

With a cash-out refinance, tap into your home’s value for debt consolidation, home improvements, or major expenses. Enjoy lower rates and flexible terms with Jhenesis Mortgage.

Start Your Cash-Out Refinance Now Calculate Your Cash Out

What is a Cash-Out Refinance and How Can It Benefit You?

A cash-out refinance replaces your existing mortgage with a new, larger loan, allowing you to access the difference in cash. This popular option, also known as a cash-out refi or home equity refinance, lets you refinance your mortgage for cash while potentially lowering your interest rate.

Whether you’re looking to consolidate high-interest debt, fund home renovations, or cover unexpected expenses, refinancing to get cash out can provide the financial flexibility you need. With current low refinance rates, now is an ideal time to explore cash out refinancing options.

Key Benefits of Cash-Out Refinancing:

Access up to 80% of your home’s equity in cash
Potentially lower your monthly payments with better rates
Consolidate debts into one manageable payment
Tax-deductible interest for home improvements (consult a tax advisor)
Flexible use of funds for any purpose

At Jhenesis Mortgage, we specialize in cash out home loans, helping homeowners like you make the most of their equity. Our streamlined process ensures fast approvals and competitive rates on equity cash out mortgages.

Cash-Out Refinance Calculator: Estimate Your Potential Savings

Use our free tool to calculate how much cash you could get from refinancing. Enter your details for an instant estimate.

Current Home Value ($) Current Mortgage Balance ($) Desired Cash Out ($) New Interest Rate (%) New Loan Term (Years)

Ready to proceed? Apply for Cash-Out Refinance

How to Refinance and Get Cash: Step-by-Step Guide

Assess Your Equity

Determine your home’s value and current mortgage balance to calculate available equity.

Check Your Credit

Review your credit score – higher scores mean better refinance rates.

Gather Documents

Prepare pay stubs, tax returns, and bank statements for your application.

Apply Online

Submit your secure application and get pre-approved quickly.

Close and Get Cash

Finalize your loan and receive your cash at closing.

Frequently Asked Questions About Cash-Out Refinance

What is a cash-out refinance?

A cash-out refinance replaces your current mortgage with a larger one, giving you the difference in cash while potentially lowering your interest rate.

How much cash can I get from refinancing?

Typically up to 80% of your home’s value minus your current mortgage balance. Use our calculator for an estimate.

What are the requirements for a cash-out refi?

You’ll need at least 20% equity, a credit score of 620+, and sufficient income to qualify for the new loan.

Is now a good time for cash-out refinancing?

With current low rates, yes! Contact us to see if it makes sense for your situation.

How long does the process take?

Usually 30-45 days from application to closing, but we work to make it as fast as possible.