Florida Hometown Heroes Program
Orlando & Central Florida 2026
Up to $35,000 Down Payment & Closing Cost Assistance for Essential Workers
Check Funding Now & Get Pre-Approved →Jhenesis Mortgage NMLS 2532705 • Partner: Realtor Stephens Team
🚨 Funding Status Alert – May 2026: Hometown Heroes funds are limited and deplete quickly. Multiple rounds have already run out. Get your application ready today.
Do I Qualify? Quick Eligibility Check (Orlando Metro)
2026 Income Limit – Orange, Seminole, Osceola Counties: $158,100 (1-2 person household)
Real Central Florida Heroes Who Closed
How the Florida Hometown Heroes Program Works
Frequently Asked Questions
Is Hometown Heroes funding available right now in 2026?
Funding is first-come, first-served and runs out fast. Contact us for current status.
Can I use it with an FHA loan?
Yes — compatible with FHA, VA, USDA, and Conventional loans.
Do I have to pay it back?
Yes — it is a 0% deferred second mortgage (not a grant).
What are the income limits in Orlando?
$158,100 for 1-2 person households (higher for larger families).
Get Your Free Hometown Heroes Guide + Pre-Approval
Instant access to current funding status, checklist, and personalized pre-approval.
Work with Central Florida’s Trusted Team
Jhenesis Mortgage NMLS 2532705
(407) 630-9766 • Approved Participating Lender
Visit Jhenesis Mortgage