Privacy Policy

Jhenesis Mortgage LLC | Winter Park, FL www.jhenesismortgage.com | (407) 930-9766 | NMLS#: 2532705 (www.nmlsconsumeraccess.org)

Our Commitment to Your Privacy

At Jhenesis Mortgage LLC, we take your financial privacy seriously. To facilitate your mortgage application and help lenders make informed credit decisions, we collect nonpublic personal financial information regarding your income, assets, and credit history.

Jhenesis Mortgage fully complies with the Federal Fair Housing Law and the Equal Credit Opportunity Act. We are an Equal Housing Lender.

1. Information Collection

We collect nonpublic personal information about you from the following sources:

  • Applications & Forms: Information you provide to us directly (e.g., name, address, SSN, income).
  • Transaction History: Information about your transactions with us, our affiliates, or others.
  • Consumer Reporting Agencies: Information regarding your creditworthiness and credit history.

2. How We Use and Share Information

Your information is used primarily to respond to your inquiries and process your loan requests.

  • Third-Party Sharing: We do not share your information with any third party outside of our organization, except as necessary to fulfill your request (e.g., submitting to a lender) or as permitted/required by law.
  • Communication: Unless you opt out, we may contact you via email to share information about new products, services, or updates to this policy.

3. Your Access and Control Over Information

You may opt out of future communications at any time. By contacting us via the email or phone number provided on our website, you can:

  • Request a copy of the data we have about you, if any.
  • Change or correct any data we have on file.
  • Request that we delete your data (subject to legal record-keeping requirements).
  • Express any concerns regarding our use of your data.

4. Security Measures

We implement robust physical, electronic, and procedural safeguards to protect your sensitive data:

  • Online Protection: Sensitive information (such as credit data) is encrypted and transmitted securely. You can verify this by looking for the “https” prefix or the lock icon in your browser’s address bar.
  • Offline Protection: Access to your nonpublic personal information is restricted to employees who require that data to provide products or services to you.
  • Storage: Our servers and computers are maintained in a secure, controlled environment.

5. Contact Information

If you have any questions or concerns regarding this Privacy Policy, please contact us:

Note: This policy is subject to change. Please review our website periodically for the most current version.