Conventional Loans Archives - Jhenesis Mortgage | Florida Mortgage Broker

W-2 Job Plus a 1099 Side Hustle: How Lenders Count Your Side Income

by Jhenesis MortgageConventional Loans, Non-QM Loans, Self-Employed Borrowers November 5, 2026October 31, 2026No Comments

Your day job pays the bills and your side hustle is growing. So why does a lender act like the side income does not exist? Here is how W-2 plus 1099 income is really counted, and when a different path helps.

FHA vs Conventional Loan in Florida 2026: Which Is Better for First-Time Buyers?

by Jhenesis MortgageConventional Loans, FHA Loans, First-Time Buyers, Mortgage Guides June 29, 2026June 28, 2026Comments are Disabled

Everyone says “it depends.” Here’s the honest side-by-side breakdown — with a live calculator — so Florida first-time buyers can see exactly which loan costs less for their specific situation in 2026.