What Happens to the Home After Your Parent Passes? A Florida Family’s Mortgage Guide

by Mortgage ExpertsFamily Opportunity Mortgage, Family Wealth Building, Garn St Germain Act, inherited property, SeniorsPosted on No Comments

What Happens to the Home After Your Parent Passes? A Florida Family’s Mortgage Guide | Jhenesis Mortgage Jhenesis Mortgage NMLS #2532705 · Equal Housing Lender · Florida Home › Blog › Inherited Home Mortgage Florida Guide Estate Planning · Inherited Property · Florida Mortgage What Happens to the Home AfterYour Parent Passes? A mortgage broker’s …

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The Family Opportunity Mortgage: What It Is, Why You Can’t Find It on Fannie Mae’s Website, and How to Use It

by Mortgage ExpertsFamily Opportunity Mortgage, Family Wealth Building, Fannie Mae, Home Buying, Loan ProgramsPosted on No Comments

The Family Opportunity Mortgage: What It Is, Why You Can’t Find It on Fannie Mae’s Website, and How to Use It | Jhenesis Mortgage Jhenesis Mortgage NMLS #2532705 · Equal Housing Lender · Florida Home › Blog › Family Opportunity Mortgage Guide Family Opportunity Mortgage · Conventional Loan · Fannie Mae The Family Opportunity Mortgage:What …

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The Stay-at-Home Spouse Real Estate Strategy: How Families Are Using REPS to Turn W-2 Income Into a Refund

by Mortgage ExpertsDSCR Loans, Family Wealth Building, Mortgage Education, Real Estate Investor Education, Tax StrategyPosted on Comments are Disabled

One spouse earns the W-2 income. The other qualifies as an IRS Real Estate Professional. Together, the family builds an appreciating asset — and legally reduces their household tax bill in the process. This is one of the most underused, underexplained wealth-building strategies available to American families right now. Former Enrolled Agent and Mortgage Broker Stacy Ann Stephens breaks down exactly how it works, what hours count, what the IRS will challenge, and how to finance the investment property without your tax strategy working against you at the loan desk.