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Jhenesis Mortgage | Florida Mortgage Broker – Home Loans, Refinance & Best Rates
  • Buy and Sell
    • Get Pre-Qualified
    • Find an Agent
    • Apply for a Mortgage
    • Sell a Home
  • Refinance
    • Apply for a Refinance
    • Non-QM Refinance
    • Refinance and Get Cash
    • Lower Your Rate
  • Non-QM Loans
    • DSCR Loans
    • Foreign National Mortgage
    • Self Employed Loans
    • Fix and Flip Loans
    • 1099 Mortgage Loans
    • ITIN Mortgage Loans
    • P and L Loans
    • Construction Loans
      • Construction Financing Calculator
  • Get A Quote
    • Scenario Check
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Category: Florida Home Buying

Bank Statement Loans for Self-Employed & 1099 Workers in Florida 2026

by Jhenesis MortgageBank Statement Loans, Florida Home Buying, Non-QM Loans, Self Employed LoansPosted on July 20, 2026July 18, 2026Comments are Disabled

Your tax return is full of legitimate deductions — and it’s making you look broke to conventional lenders. A bank statement loan uses 12–24 months of deposits instead. Complete guide with free Income Estimator.

Should I Buy a Home Now or Wait in Florida? An Honest 2026 Answer

by Jhenesis MortgageFirst-Time Buyers, Florida Home Buying, Market Analysis, Mortgage TipsPosted on July 17, 2026July 17, 2026Comments are Disabled

Rates at 6.85%, inventory up 20%, some prices softening — but rents keep rising. Here’s the honest data-backed framework for deciding whether to buy now or wait, including a free Buy vs. Wait calculator.

From Renter to Homeowner in 90 Days in Florida: A Realistic Step-by-Step Timeline

by Jhenesis MortgageDownpayment Assistance, First-Time Buyers, Florida Home Buying, Mortgage GuidesPosted on July 3, 2026June 28, 2026Comments are Disabled

Most first-time buyers take 6 months because they didn’t know the right order of steps. This is the exact 90-day roadmap — Month 1: Prepare. Month 2: Search. Month 3: Close — for Florida buyers ready to stop renting.

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Jhenesis Mortgage NMLS #2532705 Licensed Mortgage Broker in the State of Florida. This is not a commitment to lend. Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and programs are subject to change without notice. This website does not constitute an offer to lend. All loan applications are subject to underwriting approval.Equal Housing Lender · © Jhenesis Mortgage. All rights reserved. · www.jhenesismortgage.com

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