Can You Refinance a Hard Money Loan Without Seasoning? Yes — Here’s How DSCR Makes It Possible
Most lenders make you wait 6–12 months before you can refinance a hard money or bridge loan. DSCR loans have no seasoning requirement — and no title seasoning either. Here’s exactly how real estate investors are using DSCR to exit expensive short-term financing fast, pull out equity, and keep their portfolios moving.